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botlab:insurance [2016/10/18 22:08]
dwyatt
botlab:insurance [2019/05/23 02:31]
felix.h fix el cert link
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-====== Insurance =====+===== Insurance =====
-===== Current insurance ===== +
-Our current insurance is as follows: +
-  * Insurer: Evolution Underwriting Ltd +
-  * Underwriter: Ageas Insurance Ltd +
-  * Broker: Export & General Insurance Services Ltd +
-  * Policy type: Commercial Secure Plus +
-  * Policy Number: P/CSP/11662  +
-  * Effective Date: 29/04/2016 +
-  * Renewal Date: 29/4/2017 +
-  * Premium: £1314 +
-  * Certificate of Employers' Liability Insurance: {{:botlab:employers_liability_certificate_2016_04_29.pdf|here}}+
  
-Full policy documents are not included here - contact the BOTLab committee if you would like further information.+We have insurance from Export and General underwritten by Ptarmigan. The policy is called Hackspace & Community Groups Insurance and it provides employers and public liability, as well as contents and legal expenses cover. 
 +\\
  
-===== Previous insurance =====+Insurance is no substitute for common sense and we hope never to have to claim against these policies. You are responsible for your own safety and to not endanger others.  
 +**Only use equipment if you've been trained on it or have a working knowledge of using it.**
  
-We have previously had Artist's Insurance from [[http://www.hencilla.co.uk/|Hencilla Canworth]]:+==== Public vs Employers Liability ==== 
 +During your day to day use of the space you are covered by public liabilityShould you act in a volunteer capacity for BOTLab (such as running inductions or skillshares) then the employers liability cover applies{{:insurance:email_regarding_cover_for_members.pdf|See here.}}
  
-  * 26/11/2013-23/11/2014 (?), (client reference BRISTOLHACK), premium £249.72 paid 20 November 2013 +==== Documents for 2019-20 ==== 
-  * 26/11/2012-25/11/2013, policy AIP/AIR/02247 (client reference BRISTOLHACK), premium £249.72 paid 26 November 2012. {{:artistsinsurancepolicydocuments.zip|Policy documents}}+{{:insurance:policy_schedule_eghsp-49.pdf|Policy Schedule}} 
 + 
 +{{:insurance:summary_of_insurance_policy_cover_hackspace_and_community_groups_04.18_export_and_general.pdf|Summary of Cover}} 
 + 
 +{{:insurance:policy_wording_hackspace_community_groups_04.18_export_and_general.pdf|Policy Wording - Hackspace & Community Groups}} 
 + 
 +{{:insurance:pl_el_certificate_2019.pdf| Employers Liability Certificate}}
  
-===== Notes ===== 
  
  
-  * Public liability insurance vs employer's liability insurance - legal situation is unclear 
-  * Russ at London Hackspace 
-    * £140/yr 
-    * Went through broker, asked for what they needed (public liability insurance - details possibly on their website?) 
-    * They used [[http://www.kl-insurance.co.uk]] because their landlord required it & had a deal, but Hiscox might be an alternative 
-  * Tarim can help from mid-Aug, but in the meantime David W will look into it and poss ask Tarim to telephone nominated people 
-  * Can the insurance cover us for events please says Matt 
  
-Others' approaches: 
-  * [[http://rlab.org.uk/wiki/Projects/Hackspace2.0/Insurance|Reading]] 
  • botlab/insurance
  • Last modified: 2 years ago
  • by felix.h